Once you have found the perfect new or used car for you, the friendly staff at White Rose can help find the ideal finance solution for you. Offering a broad range of finance options from a selection of providers White Rose can deliver a tailored finance plan to suit your requirements. The following finance options offer a brief summary in to the different schemes we have available:
The Personal Contract Plan works in a way that gives you an Optional Final Payment as you sign your agreement and gives you a guaranteed value for your car upon the finance contract expiring. Using a range of factors such as your Optional Final Payment, you deposit, the value of the vehicle you have purchased and any interest and fees we can calculate a monthly payment in which you pay off your vehicle. White Rose also offer a part-exchange service where we can value your current car and use it towards your deposit for your new vehicle.
Once your agreed term is up, you have several options in which you can choose. Firstly, you can change your car in for a new model, using the car as a deposit if the worth exceeds the Optional Final Payment. Secondly, pay the Optional Final Payment and you will then fully own the car. Or finally, you can return the car to us with nothing left to pay unless there is any excess mileage or damage to the car.
Using Hire Purchase you will generally pay an initial deposit towards the vehicle’s cost and then split out the remaining balance over monthly instalments. Upon the end of your contract term and all the payments have been made, you will be the outright owner of the car. Usually your monthly payments will be higher using Hire Purchase than that of Personal Contract Plan as you fully pay off the value of the car without an Optional Final Payment.
Contract Hire is a perfect finance solution for Business. Contract Hire is an uncomplicated and easy finance package that uses fixed monthly payments as a rental for the vehicle. Using Contract Hire you can reap the rewards of several benefits including being able to reclaim VAT, low initial payments, no loss of wealth through depreciation and the vehicle is then returned to us with nothing left to pay except mileage or damage.
Our friendly and knowledgeable team at White Rose can provide guidance on all our finance packages and talk you through step-by-step the finer details of each individual option. For more information on our finance packages get in touch with our team by calling us on 01730 262992 or visit our Petersfield and Stroud dealerships to talk them through in person.
Find Out More